401(k) Calculator
Plan Your Retirement Savings Strategy

Professional 401(k) calculator for projecting your retirement savings. Calculate employer matches, contribution limits, and long-term growth. Optimize your retirement strategy with accurate projections.

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401(k) Plan Details

Enter your 401(k) and employment information

% of your contribution that employer matches

Max salary % eligible for match

How much to increase contribution % each year

Gradually increase contribution rate over time

401(k) Projection

Your projected 401(k) balance at retirement

Enter valid 401(k) details to see your projection

Maximize Your 401(k) Benefits

Learn how to optimize your 401(k) contributions and take full advantage of employer matching.

Current Salary & Age
Enter your current annual salary and age to establish your baseline for retirement projections.
Contribution Rate
Set your contribution percentage. Aim to contribute at least enough to get the full employer match.
Employer Match
Enter your employer's matching percentage and vesting schedule for accurate projections.
Investment Returns
Estimate your expected annual return. Historical stock market averages 7-10% annually.
Retirement Age
Set your target retirement age to see how long your money has to grow tax-deferred.
Contribution Limits
Stay within IRS limits: $23,500 for 2026, plus $7,500 catch-up if you're 50 or older.

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